What to Do When Someone Dies in Kentucky

When a loved one passes away in Kentucky, there are important legal and financial steps to take. Kentucky is one of the few states with an inheritance tax.

Kentucky Quick Facts

Small Estate Threshold

$30,000

Probate Timeline

6-12 months

Death Certificate

$10 per copy

Order From

Kentucky Office of Vital Statistics

State Estate Tax

No

Inheritance Tax

Yes

Unique to Kentucky

Kentucky has an inheritance tax (Class A beneficiaries exempt)

Get the death certificate in Kentucky

In Kentucky, the funeral home files the death certificate with the Kentucky Office of Vital Statistics. Certified copies cost $10 each. Request 10-15 certified copies.

Understand Kentucky probate

Kentucky probate typically takes 6-12 months. Small estates under $30,000 may qualify for simplified procedures. Kentucky has an inheritance tax, but Class A beneficiaries (spouse, children, parents) are exempt.

Handle financial accounts

Gather information about bank accounts, investment accounts, and retirement funds. Contact each financial institution with a certified death certificate. Accounts with named beneficiaries pass outside probate.

Frequently asked questions about Kentucky estates

Neighboring state guides

Estate laws vary by state. If the deceased owned property in multiple states, you may need to file in each state.

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